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Abstract:In article the problem of management of operational risk in process crediting of corporate borrowers which is debatable in modern practice of a risk management is considered. The etiology of operational risk allows to refer incidents of loss of providing which in essence aren't those to this definition. By consideration of events of operational risk in the course of crediting of a real financial consequence can not arise, and in this case there are difficulties with a correctness of allocation of the losses influencing adjustment at an assessment of own capital. Practice shows that the problem also consists in the mechanism of differentiation responsibility of divisions at working off of incidents.
In article the next key moments are analyzed:
• main aspects of management of operational risk;
• concepts of operational risk when crediting corporate borrowers, mortgage risk during the work with providing;
• classification of factors of operational and mortgage it is risk;
Keywords:collateral, credit risk, monitoring the credit portfolio, operational risk
JEL-Classification: G170, G210
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