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Abstract:The article examines the need for a sound and effective dividend policy of a bank. The author identifies a number of features characteristic
of modern Russian banks. She points out that a key element in the bank's dividend policy is the proportion between the part of the profits
channeled to the reserve funds for the purpose of development and the one of dividend payments. The author also identifies a number of factors
affecting this ratio.
Keywords:bank capital, bank profit, dividend policy, dividends, financial management, issuing bank, ordinary shares